Free Budget Planner Template
We’d like to congratulate you on making the brave decision to being on a budget. Yes, it can be scary — but it will have massive effects on your life. When it comes to tracking my spending and actually staying on a budget, I’m a real disaster. But, thankfully, there are tools available which come in handy when getting spending habits under control — like one of my favorite free budget planners. This free budget planner template is going to help you make sense of your finances and get spending habits under control. It’s easier than you think!
Being on a budget is hard. I know this because I have been there. Being the type of person who would swipe my credit card every time I thought about it took a toll on my bank account. Then, one day, I woke up and realized that if I did not start saving money for the future, I would be living in a cardboard box by the time I was 40.
So, I decided to change things up.
And what better way to start saving money than with a free budget planner template? A free budget planner template will help you get spending habits under control, save money quickly, and most importantly: visibly see where your money is going! It’s like having an accountability partner who will hold you accountable for every dollar you spend! Along with a budget planner I have a free Monthly Spending Tracker. This is designed to help label everything you have purchased and how much total you have spend that month. This has come in handy, we try and fill it out everyone we get home from shopping.
It may seem impossible to change bad spending habits, especially when we consider the fact that so many people are struggling with debt and want nothing more than the ability to pay off their student loans and credit cards. But if you’re serious about saving money, you can use our free budget planner template until you create one a budget plan that fits your needs. Let me help you take one small step forward into a better saving money future. If you’re looking for a nice budget binder I would recommend the Clever Fox Budget Planner.
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